Total income
—
Total expenses
—
Paid so far
Balance
—
Income minus expenses

Incoming

—

Certain costs that will still come

Expected balance

—

Income minus paid minus incoming

Planned (what-if)

—

If everything planned happens: —

Fixed, variable and one-off

Fixed

—

Variable

—

One-off

—

Necessity

Calculated balance (control value)

—

Last entered balance plus all income, paid expenses and transfers since. Compare it with your banking app.

    Net worth

    —

    Thereof liquid: —

    Not included in the totals

    Paused—
    Cancelled—

    Expenses

    Ausgaben im gewählten Zeitraum

    Klick auf eine Zeile, um Status/Datum/Anmerkung zu bearbeiten.

    Wiederkehrende Vorlagen

    Preisänderungen wirken standardmäßig nur ab dem gewählten Datum — Vergangenheit bleibt unangetastet, außer du wählst "Rückwirkend".

    Income

    Total income

    —

     

    Salary (recurring)

    —

     

    One-off income

    —

     

    Einkommen im gewählten Zeitraum

    Click a row to edit amount, date or note.

    Wiederkehrendes Einkommen (Gehalt)

    Changes only apply from the chosen date onward by default — history stays untouched unless you choose "Retroactive".

    Accounts

    Accounts

    —

     

    Total balance

    —

    Latest known balance of the accounts shown

    Thereof liquid

    —

    Clean up imports

    Removes the entries bank imports created so you can import your files again cleanly. Entries you entered by hand stay.

    Net Worth

    Total net worth

    —

     

    Thereof liquid

    —

    Available short-term, e.g. checking and savings

    Thereof not liquid

    —

    Tied up long-term, e.g. property or pensions

    Accounts / Assets

    Balances are shown as of the end of the selected period.

    Transfers between your accounts

    Neither income nor expense: they only move money between your own accounts.

    Verlauf im gewählten Zeitraum

    Alle eingetragenen Salden, deren Datum im oben gewählten Zeitraum liegt.

    Analysis

    Filter

    Restricts the whole analysis below to a subset — leave empty for the full period.

    Total expenses

    —

    Paid so far

    Not included in the totals

    Pausiert—
    Anstehend—
    Geplant—
    Storniert—

    Fixed, variable and one-off

    Necessity

    Largest non-essential recurring items

    Tips

      Months

      Track which months you've finished entering, still need to plan, or haven't tracked at all.

      Import bank statement

      Upload an export from your online banking.

      Only bookings that match nothing in your existing entries are sent to your own AI provider.

      Settings

      Currency & income

      Used to format every amount in this tool.

      Whether the income you enter is after (net) or before (gross) deductions.

      AI advice

      Nothing is sent automatically — advice is only requested when you click the button in Analysis.