Total income
—
Total expenses
—
Paid so far
Balance
—
Income minus expenses

Incoming

—

Certain costs that will still come

Expected balance

—

Income minus paid minus incoming

Planned (what-if)

—

If everything planned happens: —

Fixed, variable and one-off

Fixed

—

Variable

—

One-off

—

Necessity

Net worth

—

Thereof liquid: —

Not included in the totals

Paused—
Cancelled—

Expenses

Ausgaben im gewählten Zeitraum

Klick auf eine Zeile, um Status/Datum/Anmerkung zu bearbeiten.

Wiederkehrende Vorlagen

Preisänderungen wirken standardmäßig nur ab dem gewählten Datum — Vergangenheit bleibt unangetastet, außer du wählst "Rückwirkend".

Income

Total income

—

 

Salary (recurring)

—

 

One-off income

—

 

Einkommen im gewählten Zeitraum

Click a row to edit amount, date or note.

Wiederkehrendes Einkommen (Gehalt)

Changes only apply from the chosen date onward by default — history stays untouched unless you choose "Retroactive".

Net Worth

Total net worth

—

 

Thereof liquid

—

Available short-term, e.g. checking and savings

Thereof not liquid

—

Tied up long-term, e.g. property or pensions

Accounts / Assets

Balances are shown as of the end of the selected period.

Verlauf im gewählten Zeitraum

Alle eingetragenen Salden, deren Datum im oben gewählten Zeitraum liegt.

Analysis

Filter

Restricts the whole analysis below to a subset — leave empty for the full period.

Total expenses

—

Paid so far

Not included in the totals

Pausiert—
Anstehend—
Geplant—
Storniert—

Fixed, variable and one-off

Necessity

Largest non-essential recurring items

Tips

    Months

    Track which months you've finished entering, still need to plan, or haven't tracked at all.

    Import bank statement

    Upload an export from your online banking.

    Only bookings that match nothing in your existing entries are sent to your own AI provider.

    Settings

    Currency & income

    Used to format every amount in this tool.

    Whether the income you enter is after (net) or before (gross) deductions.

    AI advice

    Nothing is sent automatically — advice is only requested when you click the button in Analysis.